FUNDAMENTAL Care

Marketed by: Wise Benefits , Atlanta, GA, 1-800-528-7605, www.WiseBenefits.com, Contact Us | Home

 

Policy year deductible

$500

Policy year Maximum benefit

$35,000

Coinsurance

75%

Lifetime Maximum

$70,000

Provider Discount Network

PHCS

Pre-Existing Conditions

6/6/12

Inpatient Benefits

Paid at

Maximum

Room & Board

100%

$750 per day

ICU/CCU

100%

$1,500 per day

Inpatient Physician/Ancillary Services

75%

$10,000 per occurrence per policy year

& Surgical Rooms*

Inpatient Surgeon

75%

$2,500 per surgery

Inpatient Assistant Surgeon

75%

20% of amount paid to surgeon

Inpatient Anesthesia

75%

30% of amount paid to surgeon

Maternity

 

same as any sickness

 

Outpatient Benefits

Paid at

Maximum

Physician's Office Visit

100%

 

Per Visit Copay

 

$25 PCP/$50 Specialists

Number of Visits Per Year

 

3 for adults/5 for dependent children

Diagnostic, Lab, X-Ray in Office Visit

100%

 

Wellness Visit: Adult/Child'

100%

$100 per policy year

Number of Visits Per Year

 

1 for adults/1 for dependent children

Diagnostic, X-Ray, Lab Facility

75%

$25 per visit deductible

$500 per facility per date of service

Occupational, Physical, & Speech Therapy

75%

$50 per visit deductible

$100 per facility per date of service

Durable Medical Equipment

75%

$50 per visit deductible

$1,500 per policy year

All Other Outpatient Covered Expenses,

75%

$500 per policy year

Emergency Room,

75%

$1,500 per facility per date of service

Urgent Care Facilityt

75%

$250 per visit deductible

$1,500 per facility per date of service

Ambulance

75%

$150 per visit deductible

$250 per trip

Outpatient Surgical Facility

75%

$5,000 per surgery

Outpatient Surgeon

75%

$2,500 per surgery

Outpatient Assistant Surgeon

75%

20% of amount paid to surgeon

Outpatient Anesthesia

75%

30% of amount paid to surgeon

Outpatient Chemo/Radiation

75%

$1,500 per facility per date of service

Outpatient Accident Coverage,

100%

$100 per visit deductible

$1,000 per accident

Employee Assistance Program/NurseLine

N/A

$100 per visit deductible

Unlimited over-the-phone counseling and up to 3 face-to-face appointments

Ancillary Benefits

Paid at

Maximum

 

Prescription Drug'

Generic - $15 Copay (Pharmacy)

100%

$1,000 after $50 deductible per policy year

30 day supply

 

$30 Copay (Mail Service)

100%

90 day supply

 

Formulary

50%

 

 

Non-formulary

25%

 

 

Estimated Premiums**:  Single: $170    Employee/Sp.: $340    Employee+Child(ren): $330    Family: $480

**Premiums are based on the Group’s Census information including age, sex, location and industry type. The Rates shown are estimates and may be higher or lower depending on the census data. Contact our Marketing Representative for a complete proposal and Limitations and Exclusions.

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