About Wise Benefits™

Wise Benefits products provides employers, employees, and their families with supplemental benefits. This portfolio is designed specifically for educators and others who serve the community.

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What are Wise Benefits™?

The Wise suite of products is offered through industry expert Horace Mann (NYSE: HMN), a company with 80+ years of experience supporting educators and those who serve the community. By combining the expertise of National Teachers Associates Life Insurance Company (NTA Life) and Madison National Life Insurance Company, Inc. (MNL), we launched the Wise brand.

We provide high-quality benefits at special rates for employers, individuals, and their families to ease the financial burden of an unexpected injury or illness. Our plans are customizable with voluntary, employer-paid, and individual products. And you won't have to navigate figuring it out alone — we have dedicated account managers and benefits counseling to help you find your perfect fit.
Wise W leaf logo
Timeline with 5 Key Events: 1945 - Horace Mann founded 1975-1980 - Retirement, annuity & homeowners are added 1991 - Horace Mann goes public on the NYSE 2019-2021 - NTA & MNL are acquired by Horace Mann Insurance 2023 - Wise Benefits brand is launched
Timeline with 5 Key Events: 1945 - Horace Mann founded 1975-1980 - Retirement, annuity & homeowners are added 1991 - Horace Mann goes public on the NYSE 2019-2021 - NTA & MNL are acquired by Horace Mann Insurance 2023 - Wise Benefits brand is launched

Horace Mann Insurance

  • 80+ years of experience serving educators and those who serve the community
  • Property and auto insurance with special rates for teachers and school staff
  • Financial wellness and student loan services to provide financial guidance

Wise Benefits

  • Brings together NTA Life and MNL to provide better voluntary benefits
  • Voluntary, employer-paid, and individual options
  • Partners with organizations, unions, and associations
  • Options for employers and employees to enroll in benefits that meet their unique needs

National Teachers Associates Life Insurance Company

  • Focuses on public sector with an emphasis on educators, emergency personnel, and municipalities
  • Provides individual supplemental products
  • Products include Cancer, Critical Illness, Heart, Hospital Indemnity, Accident, and Short-term Disability
  • Tailor a portfolio of products to best suit specific needs

Madison National Life Insurance Company, Inc.

  • Focuses on educators K-12 settings
  • Provides both employer-paid and employer-sponsored benefits
  • Products include Accident, Cancer, Critical Illness, Hospital Indemnity, Short-term and Long-term Disability, and Term Life Insurance
  • Employers can offer an array of benefits for their employees to choose from

Dedicated to your financial success

We also offer no-cost financial resources to community servants, including Student Loan Solutions, local and online financial workshops, and classroom crowdfunding through our DonorsChoose partnership.


A history of financial strength

We're proud of the solid reputation for financial stability we've built over the past 80+ years. We maintain an "A" Financial Strength Rating from AM Best, S&P and Fitch Ratings, as well as an "A2" Financial Strength Rating from Moody's Investor Service.