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You want to choose your benefits Wisely

Wise Benefits® solutions integrate individual and group insurance solutions designed specifically for educators and public-sector employers.

 


Supporting Your Success

Plan Administrators

Explore benefits for your employees and learn how to protect your workforce. Wise Products are built for schools and public sectors.

Helping families

Learn about coverage beyond medical insurance with Wise easy-to-understand benefits that provide financial protection.

Brokers

Experience the Wise approach that is rooted in education, service, and advocacy. Wise products are tailored to the education and public sectors.

A sound financial plan isn’t complete without insurance protection.

Insurance protection plays an important role in helping educators and public employees stay secure through life’s unexpected events.

At different stages of your career and life, insurance needs often shift based on your employment, family responsibilities, and financial goals. Wise Benefits supplemental insurance helps fill gaps in traditional coverage—providing practical financial support when it’s needed most.


With Wise Benefits offerings, individuals and employers can access both portable individual coverage and employer-sponsored group benefits designed to work together.


Individual Coverage
Group Coverage

Individual Coverage

Individual coverage may help protect income, manage medical coverage gaps, and maintain financial stability. It's coverage that can stay with you as your career evolves.

Cancer Insurance

Supplemental coverage pays fixed cash benefits when you experience covered cancer testing, diagnosis, and treatment.

Accident Insurance

Supplemental coverage pays you benefits when you experience qualifying accidental injury.

Heart Insurance

This pays you cash benefits when a covered heart-related condition changes everything.

Critical Illness

Receive fixed cash benefits when you are diagnosed with one of 30 covered illnesses.

Life Insurance

Coverage options to help provide for loved ones’ future needs.

Disability Income

Fixed cash benefits paid directly to you when experience a covered disability.

Hospital Indemnity

Supplemental plan paying cash benefits to you for a covered hospital stay.

Disability Income

Pays cash benefits for a covered stay in an intensive care or step-down unit.