Heart Insurance

Why Heart Insurance

If you have an unexpected heart related condition, it may require expensive treatment and care. You may not be financially prepared to pay for those costs in addition to your typical living costs.

A serious heart condition can bring more than medical bills. It can also create financial pressure from missed work, follow-up care, travel for treatment, prescriptions, and everyday household expenses.

Heart Insurance provides added financial flexibility during a difficult time. When you have a covered heart condition, cash benefits are paid directly to you to pay for anything you choose, such as out of pocket costs, recovery expenses, and everyday bills.

Heart Insurance

Consider the Facts

6.7 million

Around 6.7 million Americans over age 20 have heart failure, with prevalence projected to rise sharply to 11.4 million by 2050.1

1 in 20

According to the CDC, coronary artery disease is the most common heart condition, affecting roughly 1 in 20 adults aged 20 and older. 2

805,000

805,000 Americans have a heart attack annually, with 605,000 being a first-time event. 2

Heart Insurance FAQs

  • How and when can I use the benefits from my Heart Insurance?

    With Wise Heart Insurance, you get the cardiac care you need when you need it with covered scans, procedures, and continuing care.

    Common Covered Heart-Related Conditions

    Coverage may vary by policy, but Heart Insurance may include benefits for conditions such as:

    • Heart attack
    • Stroke
    • Coronary artery bypass surgery
    • Angioplasty
    • Heart transplant
    • Other covered heart-related procedures or diagnoses

    When you have a covered heart related condition, benefits are paid directly to you allowing you to use the benefits for anything!

  • Is Heart Insurance the same as medical insurance?
    No. Heart Insurance is not major medical insurance or the same as your health insurance. It is a supplemental, fixed indemnity product that pays cash benefits for covered heart-related conditions. It does not replace or coordinate with your health insurance.
  • Who is covered by my Heart Insurance?
    You can purchase coverage for yourself, your dependents, your spouse or any combination.
  • How do I buy Wise Critical Illness Insurance?

    Wise Heart Insurance is available as an individual policy. You can get a quote on the NTA Life website.

    Wise Heart Insurance

Sources:

1. hfsa.org/hf-stats-2025-heart-failure-epidemiology-and-outcomes-statistics, “HF Stats 2025: Heart Failure and Epidemiology and Outcomes Statistics,” 2025.

2. cdc.gov/heart-disease/data-research/facts-stats/index.html, “Heart Disease Facts,” 2024.