Cancer Insurance

Can provide benefits for testing, diagnosis, and when continued care for cancer is needed.

Person wearing a headscarf embraces a loved one during cancer treatment.

Why Cancer Insurance?

One in three men and women will be diagnosed with cancer in their lifetime according to the American Cancer Society1. Wise Cancer Insurance will pay cash benefits when you experience covered cancer testing, diagnosis, and treatment. Cancer Insurance is an important supplement to health insurance when you have extra expenses associated with cancer on top of your living expenses. Wise Cancer Insurance pays fixed cash benefits directly to you, so you have the benefits to pay for what you need – whether it is groceries, rent, travel for treatment, childcare, excess medical bills, or whatever you choose.

Consider the Facts

Clipboard with medical cross representing healthcare benefit information

2 million

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The American Cancer Society estimates in 2026 there will be 2,114,850 new cases of cancer in the United States. 2
Hand holding medical and financial symbols representing health insurance benefits.

47%

47% of cancer patients carry medical debt related to cancer treatment – and 98% of those surveyed had health insurance according to fightcancer.org. 3
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Everyone is at risk of developing cancer

Although incidence increases greatly with age; 88% of people diagnosed with cancer in the US are 50 years or older, and 59% are 65 or older. 2

39 out of 100

100 In the US, an estimated 39 out of 100 men and women will develop cancer during their lifetimes. 2

Cancer Insurance FAQs

  • Why would I want a Cancer Insurance policy?
    A Wise Cancer Insurance policy helps supplement your traditional health insurance. It pays fixed cash benefits directly to you, so you decide how to use the benefits. You may choose to use these funds to cover what your major medical insurance doesn't, such as copays, out of pocket expenses, rent, mortgage, utilities, childcare, and more.
  • Who is covered by my Cancer Insurance?
    You can purchase coverage for yourself, your dependents, your spouse or any combination.
  • When would I receive fixed cash benefits from my Wise Cancer Insurance?

    You may receive Wise Cancer Insurance fixed cash benefits when you experience the following:

    • Screening Wellness Benefits: Early detections key to better outcomes for all types of Cancer, so wellness benefits are paid when a covered person receive an annual mammogram, pap-smear lab, chest x-ray, colonoscopy or other Wellness services as specified in the policy.
    • Therapy Benefits: When you receive covered treatment to fight cancer such as chemotherapy, radiation, immunotherapy, and experimental treatment.
    • Surgical Benefits: When you undergo covered operations for cancer removal and reconstruction.
    • Continuing Care Benefits: When you undergo covered scans, blood work, testing, and other covered care connected to cancer recovery.
  • How do I buy Wise Cancer Insurance?

    Wise Cancer Insurance is available as an individual policy and you can get a quote on our NTA Life web site.

    Ask about Wise Cancer Insurance at work. It may be available to you as a group benefit from Madison National Life.

Sources:

1. cancer.org, 2026.

2. cancer.org/dam/cancer-org/cancer-facts-and-statistics/annual-cancer-facts-and-figures/2026/2026-cancer-facts-and-figures “Cancer Facts & Figures 2026,” 2026.

3. fightcancer.org/policy-resources/survivor-views-majority-cancer-patients-survivors-have-or-expect-have-medical-debt, “Survivor Views: Majority of Cancer Patients & Survivors Have or Expect to Have Medical Debt,” 2024.